September 2015 Expenses
September was filled with fun, exploration, and quality family time. What more can one ask for?!
We were hosting family for the month and went camping along California’s Central Coast. It was the Little Man’s first time camping, and he fared well! It was a nice, affordable, and fun break from the daily routine. Having family over for most of September was helpful from a free childcare point of view (thanks suckers) but seems to have increased our grocery and dining out expenses.
Some of you have asked about keeping spending low despite having a baby (and two dogs). The period of minimal to no child related expenses has come to an end. With both our parental leaves ending, and having exhausted the supply of
gullible loving family, we came to the unfortunate realization that you can’t leave an eight month old human at home alone (I could swear we did that with the dog at that age..). It was onto plan B: daycare. Plan A had been to teach the dogs how to watch a baby. Due to our dogs’ apparent limited child rearing ability, paid childcare is now a line item on our expenses.
Speaking of the dogs, the other dependents were due for their annual check-ups and vaccinations so it was an expensive month all around for the small mammals running around the house. On a positive note, we had another DIY grooming session with both dogs, sorely needed after camping, and it was a success.
The MC indulged quite a bit last month. From buying a dehydrator to gallivanting around Manhattan for an unexpected weekend trip. It was a mostly expenses paid trip with transportation and accommodation covered, so it was hard to turn down, however, food and drink were additional expenses out of pocket.
Here are the details behind our September spending:
|Mortgage||$1,793||Mortgage: Principal and Interest|
|Travel||$145||$81 – Weekend in NYC
$60 – Taxes and fees on airfare for an upcoming trip to visit family and friends
$4 – Minimum spending for credit card bonus
|Health & Fitness||$20||Allergy meds|
|Groceries||$329||Grocery spending with two more mouths to feed for most of the month|
|Restaurants & Take-Out||$152||We dined out more than usual while hosting two extra adults|
|Transportation||$285||$149 – Vehicle registration renewal
$43 – Parking ticket (:O). Cars…
$92 – Gas was more than usual due to a camping trip over labor day weekend
|Bills & Utilities||$139||$34 – Gas & Electric
$38 – Waste, Recycle
$69 – Internet
|Heir Care||$1,054||Childcare – $925
A Very Little Passport – $106
Misc. items gearing up for daycare (pacifier, wipes, lunch tupperware) – $23
|Fur Care||$347||Annual check-up, vaccines, heartworm, etc|
|Shopping||$149||$140 – Dehydrator on craigslist
$9 – Eagle creek pack. We love this stuff for travel.
|Total||~$4,400||A little higher than we like it, but it was a good month overall.|
|Spending Minus Mortgage
||~$2,600||Variable spending for the month|
After the relatively high expenses this month, we’re left with a 80% savings rate (83% if you count mortgage principal as savings). September was an expensive month, but at least it included a whole lot of fun!