Freedom 35

I’m Ready To Retire

The few people I’ve told in real life about our early retirement plans often ask the same questions: “What took you down this path”, “Do you hate your job that much?”, “Do you want to spend more time with your children”, and my personal favorite, “Are you lazy?”. There wasn’t a single moment that brought us here, and to a certain extent we’ve been on this path for a while. Now we’re...


Why We Have a Luxury Car

Fun and Adventures with a Honda Fit The idea of the American love affair with the car may be more myth than history, one can hope. However, we aren’t immune; we: own a car, despite our hippy-ish values have one “small”: car, don’t spend much on it, and mainly use it for leisure. Having a reasonable sized car and not driving excessively helps us feel smug good about our...

May 2015 Expenses

After a great month for expenses in April, we had extra fun and some travel in May which is reflected in slightly higher expenses this time around. Nevertheless, tracking our expenses is a great way to challenge ourselves each month to keep our spending mindful. We took a trip to the Pacific Northwest, an area that we both very much love, and had a great time!...

Fun in the Pacific Northwest

If you’ve been wondering where we’ve been hiding, the answer is we were busy having a good time exploring Seattle and the surrounding area. For those curious, here’s a little summary of our wanderings, and some of the things that helped make the trip a bit easier on the wallet.

April 2015 Expenses

We present to you our first monthly report on all our spending. After our last financial update, we decided to track our expenses more granularly and regularly, we also challenged ourselves to reduce our spending. Let’s see how we did.

Leveling Up Our Frugality

We’re setting ourselves a challenge: Reduce our spending while maintaining or increasing our quality of life!

MC taking in the view at the Grand Canyon

I couldn’t have said it better myself: How much of your life are you selling off?

A few days ago, The DJ was doing some stealth proselytizing and asked me for a good introductory article on the topic of financial independence and early retirement. She meant something a bit more substantial than this post inspired by underpants gnomes. This led me to re-reading How much of your life are you selling off?

A Peek at Early Retirement

Due to the arrival of our little man, over the past few months I have been experiencing a taste of early retirement. Like many others down this journey, I wondered whether I would experience loneliness, worried about a steady stream of income, getting lazy (although I was good at this already), and if I would suffer from a feeling of not having a purpose in life while...

Progress to Freedom 35: 2015 Q1 Update

It looks like we did pretty well over the first quarter of the year, but it’s really a case of not much has changed. We tend to track our income, spending, and net worth changes monthly, but all of those can fluctuate a lot with irregular expenses and market swings. Averaging things out over a three month period smooths those fluctuations out, but also loses a...

Why Retire at 35?

I’m pretty nonchalant about using Financial Independence and Early Retirement interchangeably. They aren’t the same thing of course, and achieving financial independence doesn’t mean you have to quit your job. However, as far as our goals are concerned, one leads to the other.

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