Freedom 35

December 2015 Expenses

Continuing with late 2015 expense tracking housekeeping, our final month of expenses for the year, with a couple highlights Cooler nights meant using a bit of heating. We saw the impact of it in our gas and electric bill We took a fun Christmas road trip to visit California’s central coast. Christmas should be spent on a beach right? The month is full of holidays which means spending time hanging...

November 2015 Expenses

Coming to the end of 2015, we’re doing some housekeeping and catching up on reviewing our expenses. Feel free to skip the dated posts; it was important to our goals of keeping ourselves accountable to force us to go over and review everything. As for why we didn’t do it sooner, we’d say it’s because we got busy with a vacation to Mexico, but mainly we got...

Tropical Paradise for Almost Free: Eating, Drinking, and Relaxing in Puerto Vallarta

Everyone has different Thanksgiving traditions; ours is to use the extra-long weekend to escape somewhere warm, and do it cheaply by flying on Thanksgiving day itself (we’re not the only weirdos who do this). This year we managed to use loyalty points to book an almost-free tropical getaway at an all-inclusive resort in Puerto Vallarta. We spent 5 days and 4 nights at a total out of pocket cost of $230, including airfare, hotel, and...

Give Until It Hurts (The Taxman)

A while ago, I read How to Give like a Billionaire and the idea got stuck in my head. We finally looked into it and decided to pull the trigger by creating a fund with Vanguard Charitable. The timing was perfect to take full advantage of the charitable donation tax deduction for 2015, without having to rush ourselves in deciding what charities we’d like to support. Vanguard Charitable is a donor advised...

Answering Job Interview Questions Honestly

Continuing the theme of getting a new job, I’ve scoured the best sources the Internet has to find the good answers to common interview questions. Here are honest answers, modified slightly for the prospective early-retiree. Q: What is your greatest strength as an employee? A: I am willing to perform services in exchange for currency Q: What is your greatest weakness? A1: I require shelter and calories to...

Finding a New Job for Fun and Profit

Your job determines what you spend your time doing and how much you get paid. The former is important in terms of personal fulfillment, intellectual curiosity, a feeling of making a difference, and things like that. The latter determines how quickly you can achieve early retirement. For all the talk about frugality, a good income helps improve your savings rate. This means if you aren’t already financially independent you need a good job. If you...

CNTower

October 2015 Expenses

October has come and gone, and with it another month of expenses. Large one time costs and fun things going on in our life drove up our spending: Quitting means no more work paid cell phones and plan. We’re going to use a combination Airvoice prepaid & monthly plans for now while we figure that out New jobs meant a bit more commuting and travel costs. We’re working on trimming this down...

Progress to Freedom 35: 2015 Q3 Update

In the spirit of better late then never, here’s an update on how we are doing relative to our financial goals (numbers as of October 1st.).

Airbnb Open

Hosting on Airbnb for Fun and Profit

Housing takes a big bite out of our budget, 40% of our monthly spending on average. We live in a slightly expensive area; one might think of this as a problem, but we prefer to think of it as an opportunity. Expensive housing means that people want to be there. If housing costs are being driven up by an imbalance in supply and demand (or restrictive...

The Joy of Quitting: Brought to you by FU Money

We quit our jobs. We’re not pulling the plug on working or perusing early retirement even earlier (yet). We each decided it was a time for a change and to find jobs that would be more fun and fit into our lives better. This was one of those times that having FU money pays off well before being financially independent. It would be easy to find reasons why leaving well paying, secure, “prestigious”, etc etc. jobs isn’t...

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