August 2015 Expenses
This was a fun and low spending month, the best kind, and a nice change from last month.
Nothing that interesting to report here: we had some awesome meals, some good times, good booze, snuck in another weekend escape to the mountains, and the budget wasn’t blown.
Here are the details behind our August spending:
|Mortgage||$1,793||Mortgage: Principal and Interest|
|Travel||$104||$100 – Airfare for future trips
$4 – Fees from spending on credit card to meet minimum spending
|Health & Fitness||$7||Allergy meds|
|Groceries||$254||The usual grocery spending|
|Restaurants & Take-Out||$75||$13 – Road tripping junk food
$62 – Dinner (sushi!) with an old friend
|Transportation||$91||$38 – Smog test
$42 – Gas
$11 – Basket for The DJ’s bike, she has started to bike to work!
|Bills & Utilities||$180||$40 – Gas & Electric
$74 – Waste, Recycle
$66 – Internet
|Heir Care||$5||Baby gate from Craigslist|
|Fur Care||$0||Grooming the dogs ourselves has kept this category low|
|Shopping||$47||$19 – Phone charger replacement
$28 – Household items (laundry detergent, shampoo, etc.)
|Other||$37||$17 Intoxicants (beer)
$20 – The DJ got a hair cut at a salon school
|Total||~$2,593||Love it when it’s below $3000!|
|Spending Minus Mortgage
||~$800||Variable spending for the month|
The low expenses this month left us with a 89% savings rate (92% if you count mortgage principal as savings). Craigslist continues to provide all the majority of child-rearing necessities and luxuries one could imagine and a simple used $11 bike basket from our local bike co-op has turned us into a two bicycle commuting family, and we are both enjoying it!
In terms of progress to our goals, apparently something has been happening with the markets and it has been great for tax purposes!