A Peek at Early Retirement


The DJ enjoying her cup of tea in the garden. Photo Credit: The DJ

Due to the arrival of our little man, over the past few months I have been experiencing a taste of early retirement. Like many others down this journey, I wondered whether I would experience loneliness, worried about a steady stream of income, getting lazy (although I was good at this already), and if I would suffer from a feeling of not having a purpose in life while not working.

I am now three months into my leave and it has been nothing short of delightful. Although being a new parent and having a small human to take care did have a great impact on my lifestyle.  The feeling of being able to do whatever you want from the moment you wake up (with the exception of a few needs of an infant) is priceless.

A typical day:

  • 5am-8am: Wake up a couple of times to feed The Little Man
  • 10am: Get out of bed and enjoy my tea and oatmeal (made by The MC) in our garden as our dogs romp around and bathe in the sun
  • 11am-2pm: Catch up on my readings, emails, Skype with my mom, play with The Little Man, etc.
  • 2pm-5pm: Hang out with the dogs outside again (with a cup of tea and afternoon snack), sometimes take them on a walk (I should do this more often, but takes a lot of effort right now with The Little Man), do more reading, and on some days do batch cooking.
  • 5pm-7pm: The MC comes home around 5-6pm and we will all go for a walk, or some days or he will take the dogs and The Little Man and give me some alone time.
  • 7pm-10pm: The MC and I will sit down and have a nice dinner (made by yours truly) while The Little Man and dogs sleep. If The Little Man is being fussy, he will join us at the dinner table. We catch up on our day, talk about our personal finances (usually twice a month), and/or our next travel plans.

Am I Ready?

So if I could retire early today, I definitely would!! I don’t have any doubts at all (not that I had too many before). Many people who I have talked to about the concept of extreme early retirement have called me crazy and said I would not know what to do with my time. However, I’ve learned that there is never enough hours in the day!

Spending my days surrounded by the people (and four legged animals) I love and doing the things that I enjoy most could never get boring. The only thing that I miss right now during my trial run of retirement is not having The MC right next to me the whole time.

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4 Responses

  1. What a lovely day!! I know people who also can’t imagine retiring early, and I don’t understand those people. Who wants to go to a boring, stressful office or other work place when you can play with a baby and 2 doggies in your garden. #dreamlife 🙂 P.S. You can retire now if you moved to a lower cost of living area. Is that something you and MC would do? Me an my husband talk about moving, but while I’m all for it, my husband is not (at least not yet!). He likes working while I just tolerate it so that I can retire ASAP.

    • The DJ says:

      Thanks! It sure has been relaxing these days :).
      Yes, we definitely have talked about moving to a LCOL area. Unfortunately we have been spoiled by the gorgeous weather here and seems like other similar places (in the US anyway) aren’t much better in terms of cost of living. We do continue to scope out other places in the hopes of finding something that we both will like. For now we are happy where we are.

    • The MC says:

      It does sound nice.. I’m kind of jealous 🙂
      I have my own time off coming up so I have to see if it is as blissful as she makes it out to be.

      We have thought about the COL, but we were staying put for some non financial reasons that are clearing up soon, so it will be decision time again soon. For now our thought about being in a HCOL area while seeking Financial Independence is along the lines of “If you can make it here, you can make it anywhere”.. but really we are just spoiled by the delightful weather.

  2. Your day sounds so great! Wish for your sake it could last. 🙂 We get this question all the time too — “Won’t you be bored?” People who ask this clearly do not know us, or have been working so long that their entire sense of self is tied up in their work. We want to peace out of our careers while we’re still young enough to redefine ourselves. Have a great weekend!

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